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A Better Way to Leave
Your Money Behind
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You’ve worked all your life to save for retirement. Now, you’ve found
that you’re not going to be able to spend it all, or worse, you are
afraid to spend your money. You’re saving it for your children.
But there is a bigger problem.
One child may not be capable of receiving a large lump sum of money if you die.
This may be due to inability to manage money, his or her personal situation or
mental health issues.
Your plan for your child may be to pay out income for five
or ten years or for their lifetime. But, how do you do this...
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The five insurance must haves
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Insurance is, and has always been, a tool to manage risk. If you cannot
afford to "lose" something, it is best to insure it. The five types of
insurance everyone should have are:
Life Insurance - The primary reason to have life insurance is to replace
an income that will be lost on death and to meet the financial obligations
that are left behind. No ones debts should last longer than they do and
life insurance can be a very economical way to pay them off if you die
too soon.
Also, it is becoming more and more common for people to...
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Advice to a future widow |
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Most wives outlive their husbands. Women live longer than men the same age and
tend to marry men who are older than they are. So, if you're a wife, it is more
likely you will become a widow than your husband becoming a widower.
Knowing this, how can you prepare for it?
First of all, when widowhood strikes, don't do anything drastic. Do
not sell the house or car. Don't decide to move to another town. You
have just suffered a very traumatic experience and your system needs
time to...
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Web Resources |
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Worth a Look |
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Just For Fun |
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Tell a Friend |
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“Don't wait until everything is just right. It will never be perfect.
There will always be challenges, obstacles and less than perfect conditions.
So what. Get started now. With each step you take, you will grow stronger
and stronger, more and more skilled,
more and more self-confident and more and more successful.”
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Mark Victor Hansen
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Commissions, trailing commissions, management fees and expenses all
may be associated with mutual fund investments. Mutual funds are not
guaranteed, their values change frequently and past performance may
not be repeated. Please read the prospectus of the mutual
funds in which you invest. The information in this email
newsletter is general information only and is not intended to
constitute specific legal, accounting, financial or tax advice for
any individual.
Mutual funds, Investment Portfolios, High-Yield Investment Accounts etc.,
are offered through Manulife Securities. Other services/products are not the
business of Manulife Securities and Manulife Securities is not responsible
to you for them. If you have a question about whether Manulife Securities is
responsible for the sale of a product or service that is offered to you, please
contact the Manulife Securities Customer Care Centre at 1-888-626-8543.
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