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	Manulife Securities Investment Services Inc. is a Member MFDA IPC. Grant Hicks and Manulife Securities Investment Services Inc. (“Manulife Securities”) do not make any representation that the information in any linked site is accurate and will not accept any responsibility or liability for any inaccuracies in the information not maintained by them, such as linked sites. Any opinion or advice expressed in a linked site should not be construed as the opinion or advice of Grant Hicks or Manulife Securities. The information in this communication is subject to change without notice. Manulife Securities Investment Services Inc. is registered as a Mutual Fund Dealer, or its equivalent, with the provincial securities commissions and as such our Advisors are entitled to sell mutual funds and other approved securities as permitted under our registration. They may also be able to provide other services or products to you through their own business. As a member of the Mutual Fund Dealers Association of Canada ("MFDA"), Manulife Securities Investment Services Inc. is obligated to disclose to you that you may be dealing with companies other than Manulife Securities Investment Services Inc. when purchasing services or products from your Associate (remuneration to your Associate may also come from various sources depending on the services or products purchased). For example, your Associate may offer any one or more of the following through a separate business, which would not be the responsibility of Manulife Securities Investment Services Inc.: * Deposit Instruments: GICs, Canada Savings Bonds; * Fee for Service Financial Planning; * Estate Planning; * Tax Planning or Income Tax Preparation; * Insurance: Life, Accident, Sickness, Disability, General. Please be sure that you have a clear understanding of which company you are dealing with for each of your services and products. Your Associate would be happy to provide any clarification you require. This calculator is for illustrative purposes only and should not be relied upon as an accurate indication of your financial retirement needs. As each individual’s situation is different and changes over time, the results are limited by the accuracy of the assumptions you make in providing the information used in the calculation. We do not guarantee that this calculator is reliable, accurate or complete or that it will be compatible with your computer. Manulife Securities Investment Services Inc. is committed to protecting your privacy and the confidentiality of your personal information. A copy of our privacy policy is available upon request. If you have any questions about this policy, please call us at 1-800-991-2121.

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Home / Portfolio Review / About Us / Free Reports / Island Lifestyle program / About manulife / G.I.C Rates / Links Benefits / Money Tools / E-Newsletter / Articles / Contact Us / Site Map / Privacy Policy / Disclaimers © 2009 Grant Hicks 172 Weld Street, Box 1950 Parksville, BC V9P 2H7 - 1.250.954.0247 Grant Hicks is an account representative for Manulife Securities Investment Services Inc., a mutual fund dealer. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the fund's simplified prospectus before investing. Mutual fund securities are not guaranteed, their values change frequently and past performance may not be repeated. Manulife Securities and the block design are registered trademarks of The Manufacturers Life Insurance Company and are used by it and its affiliates including Manulife Securities Investment Services Inc. Products and Services offered in this website are only available to residents of British Columbia. Manulife Securities Investment Services Inc. is a Member MFDA IPC.